New to Stoozing & Bank Switching?
UK banks will pay you hundreds — sometimes thousands — of pounds per year, just for switching accounts and using their products smartly. Here's how to get started.
Realistic earnings: £600 – £2,300/year
A single person doing 3-4 bank switches with some regular savers can earn ~£950/year. A couple working together can exceed £2,000. All tax-free for most people.
See the full breakdownWhich strategy is right for me?
Answer 3 quick questions and we'll recommend the best earning strategies for your situation.
Question 1 of 3
Have you ever switched bank accounts before?
Three Strategies, One Dashboard
Bank Switching
Easiest£400-800/yearEarn £100-200 per switch, up to 4+ times a year
Banks pay you cash bonuses to switch your current account via CASS. It takes 15 minutes, your direct debits move automatically, and you can do it repeatedly as cooling-off periods expire.
Regular Savers
Easy£100-300/yearLock in 5-7% rates on monthly deposits
Many banks offer high-rate regular saver accounts to their current account customers. Deposit up to £250/month and earn well above normal savings rates. Easy to run alongside switching.
0% Card Stoozing
Intermediate£100-500/yearEarn interest on money you borrow for free
Spend on a 0% credit card instead of your debit card. The cash stays in a savings account earning 4-5% interest. Repay before the 0% period ends. You keep the profit.
Get Started in 4 Steps
Browse live offers
Check which bank switch bonuses are available right now. We update daily from bank websites.
See offersCheck your eligibility
Select banks you've used before and we'll show you which bonuses you qualify for.
Check eligibilityMake your first switch
Pick your best offer and apply online. The whole CASS process takes about 15 minutes.
Read the guideTrack everything
Log your switches, cards, and savers in StoozeMax. Get reminders before deadlines.
Sign up freeCommon Concerns
Will it affect my credit score?
Minimally and temporarily. A few points that recover within months. Pause 3-6 months before a mortgage.
Do I have to pay tax on bonuses?
Most switch bonuses fall under the £1,000 trading allowance — so they're tax-free for the vast majority of people.
What happens to my direct debits?
CASS moves everything automatically — salary, direct debits, standing orders. The old bank forwards payments for 3 years.
Is this actually worth the effort?
Each switch takes ~15 minutes and earns £100-200. That's £400-800/hour — nothing else comes close.
Recommended Reading
Want to understand the strategies in depth?
Our How It Works page explains each strategy step-by-step with detailed FAQs.
Ready to start earning?
Create a free account to track your switches, get deadline reminders, and see your total earnings grow.